One of the most important decisions you can make in your retirement is where you want to live. This decision often gets pushed off or forgotten about until it can no longer wait. But rushing such an important issue can lead to unforeseen consequences such as paying too much for a community or moving somewhere that doesn’t suit your lifestyle.
At Kendal-Crosslands, we strive to make the process of moving to our community easy and stress-free, so we’re offering some steps you can take to make the transition to your new home as seamless as possible.
1) Take a good look at your budget and meet with your financial planner to prepare for the future.
While virtually no one enjoys going over his or her finances, it’s an important part of retirement. Sitting down with your financial advisor will help you to sort out your retirement savings, significant assets, such as a home, and yearly income. The median household income of Americans aged 65 and older was $35,611 in 2013, according to the United States Census Bureau, meaning you’ll want to take account of all of your assets; not just your annual income. Your financial advisor will be able to help you sort out and make the most out of your assets.
Not only do you want to take stock of your finances before moving to Kendal-Crosslands, but you may also want to look at how your income will be taxed if you are moving from another state.
To make sure that your finances will allow you to get the most out of your retirement, your financial advisor may recommend coming up with a budget. When planning your budget you should be sure to include the amount of money you have coming in, how much you will be spending, and how much debt you have.
2) Schedule a visit with us.
Kendal-Crosslands offers varying types of entrance fees to meet everyone’s financial needs. Our most popular plan is the traditional life care plan, but we also offer a modified plan and a refundable plan as well.
When you schedule a visit with us, you will be able to see the different residential options and floor plans and in person, allowing you to find the perfect space for your lifestyle. On your visit you will also be able to see our amenities and activities, try our dining services, learn about entry fee options, and meet some of the staff and residents.
3) Rightsizing for your new home.
Rightsizing is a positive way to downsize, putting less emphasis on what you are letting go of, and more emphasis on what you will be gaining. Instead of maintaining and managing a large house, you will have more time for the hobbies you’ve neglected for years or always wanted to learn and enjoy. You will be able to spend your time socializing, painting, hiking, volunteering, spending time with family, reading, and doing whatever you enjoy most.
No matter the size of your house or the number of treasures you have, the process of rightsizing can be broken down to manageable tasks. A good method for starting your rightsizing process is to begin with the smaller items in your home, such as documents, clothing and linens, and trinkets. Then move up to larger items such as furniture, seasonal decorations, and any equipment you might have. Consider labeling items as keep, sell, donate, or discard. For the items you want to sell or donate, you might first have your family members determine if there’s a specific treasure they would like to keep.
Finally, don’t be timid of asking for help. There are many professional senior move companies that will help you through the process of rightsizing and moving into your new home at Kendal-Crosslands. Senior move managers can make the process simple and fun as you begin a new chapter with our community.
4) Evaluate your health.
If you want to get the most out of your retirement—and your life in general—your health is the key. Even if you are in good health, scheduling visits with your doctors and dentist should be on your to-do list. Make a plan for your long-term health while you’re at your appointments whether that means maintaining your current health status or taking steps to improve it.
Knowing even a little about what your health forecast may be can help you prepare for different situations. If you need a certain diet and nutrition plan at the recommendation of your physician, our wellness director and nutrition experts will help develop a strategy for your personal optimal health. If you are worried about potential health complications, fear not. As a Lifeplan Community (formerly known as Continuing Care Retirement Community (CCRC) we offer a continuum of care, so that no matter what life may bring, you can trust that your health will be in excellent hands at Kendal-Crosslands.
5) Take advantage of the Kendal-Crosslands Communities incentive program.
We make it easy for you to join the Kendal-Crosslands family with our incentive program. This program offers discounts to new residents who choose to make Kendal-Crosslands their home in the coming year. With discount off entry fees on limited homes, you’ll be able to secure your favorite cottage or apartment style at the best price possible.
For more details about this incentive program, and other ways to save, contact Kendal-Crosslands at 610-388-1441 today.